Insurances

For: All registered members, coaches and officials up to and including age 70.

Scope of Cover: Worldwide 24 hours/365 days. Whilst practising, training and competing under the auspices, control or direction of the Insured provided that such activity is within the terms of remit of the Association and/or Club, including travelling to and from any such venue for the purposes of these activities.

BiSHA Personal Accident Insurance: Schedule of Benefits

Permanent Total Disability (PTD) is payable where:

i) The injured person can never return to his/her gainful occupation or any other occupation for which they are fitted by knowledge and training;

ii) Those in full time education, unemployed, or who have never been in full time gainful employment can never be gainfully employed.

Exclusions

i) You are not covered if you have taken any drugs, unless prescribed by a medical practitioner;

ii) During pregnancy;

iii) Any pre-existing condition, whether physical or mental;

iv) At any other time other than stated under Scope of Cover above.

Additional Cover: Accidental Death Benefit

Clubs can increase the Accidental Death Benefit cover, for players, coaches and officials (age 16 and over) to a maximum of £50,000.

For: All registered members aged 16 to 65

Operative Time: Cover is operative in respect of a bodily injury sustained whilst playing, training, practising, coaching or officiating under the guidance, control or direction of the Insured Association and/or Club provided such activity is within the remit of the Association and/or Club. This includes a bodily injury sustained whilst travelling directly to and from these activities. Worldwide cover.

Benefit: Provides a weekly income benefit of £75.00 per week for up to 52 weeks should you be unable to work as a result of a bodily injury sustained as mentioned above.

If, at the time of incurring the injury, you are a student (aged 16 or over), housewife or unemployed, the benefit is limited to £20.00 per week for up to 26 weeks.

Note: Cover is in respect of a bodily injury and does not include illness.

For: The Association, Clubs and all registered Members.

Scope of Cover: For the Association and all affiliated clubs covering BiSHA activities. Cover includes all members, coaches and officials, voluntary workers and employees registered with the Association and/or Club, whilst playing; training, practising or other activity provided such activity is within the remit of the association and/or Club. Cover extends to include all BiSHA sanctioned events.

Employers Liability: £10,000,000 Unlimited in any one period of insurance

Product Liability: £1,000,000 In all in aggregate in any one period of insurance

Public Liability: £2,000,000 Unlimited in any one period of insurance

Cover includes: Accidental third party property damage and bodily injury. All acts of negligence, Errors and Omissions, Interests of Principals such as Local Authorities, Leased or rented premises, Libel, Slander & Fraud, Member to Member.

Should you sustain an injury and wish to make a claim, or if a claim is made against you, then please contact:

e:

Claims must be lodged as early as possible and be with our insurer within 30 days of the incident. A Claims Procedure Guide accompanies Claim Forms.